American Family Insurance
717 18th St
Spirit Lake, IA 51360-1547
Phone: (712) 336-2003 | Fax: (712) 336-3681
American Family Insurance is dedicated to protecting Spirit Lake residents with at a price you can afford with professional service. Call (712) 336-2003 for risk-free insurance quotes or stop by at 717 18th St. Servicing Spirit Lake and the entire Dickinson county region.
Searching for insurance agents in Spirit Lake, Iowa or just trying to save money on insurance? These tips may help.
- A local insurance services provider like American Family Insurance can help you determine the proper coverages for your personal situation. Licensed Iowa insurance agents are trained to find possible coverage gaps in your insurance plan.
- Spirit Lake auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Spirit Lake. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Some Iowa insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Spirit Lake and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.