American Fidelity Assurance
1712 Harvest Rd
Hays, KS 67601-2705
Phone: (785) 628-1300
American Fidelity Assurance provides residents of Hays with advice and guidance when making important insurance decisions. Their office is located at 1712 Harvest Rd or call (785) 628-1300 to speak with an agent. Serving Hays and the greater Ellis county area.
Looking for insurance agents in Hays, KS or just trying to lower your premiums? Here are some insurance buying best practices.
- American Fidelity Assurance may assist you in finding Kansas insurance coverage. With a local Hays insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Hays auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in Hays, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Kansas insurance company, then you will be rewarded with lower rates.