American Hardware Mutual Ins
4 Huffman Rd
Valley Cottage, NY 10989-1504
Phone: (845) 268-5588
American Hardware Mutual Ins provides residents of Valley Cottage with advice and guidance to help them meet their insurance needs. Call (845) 268-5588 for a no obligation quote or stop by at 4 Huffman Rd. Servicing Valley Cottage and the entire Rockland county region.
Looking for insurance agents in Valley Cottage, NY or just trying to lower your premiums? These tips may help.
- American Hardware Mutual Ins may assist you in finding New York insurance coverage. With a local Valley Cottage insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Valley Cottage car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Valley Cottage and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many New York insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.