American Insurance
905 SE 1st St
Mineral Wells, TX 76067-5426
Phone: (940) 325-0055 | Fax: (940) 325-0038
American Insurance is dedicated to protecting Mineral Wells residents with at a price you can afford with professional service. Call (940) 325-0055 for risk-free insurance quotes or stop by at 905 SE 1st St. Servicing Mineral Wells and the entire Palo Pinto county region.
Searching for insurance agents in Mineral Wells, Texas or just trying to save money on insurance? These tips may help.
- American Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Mineral Wells car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Mineral Wells home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Texas insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Mineral Wells and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.