American Republic Insurance Co
4900 University Ave
Des Moines, IA 50311-3342
Phone: (515) 267-1944
American Republic Insurance Co provides residents of Des Moines with advice and guidance when making important insurance decisions. Their office is located at 4900 University Ave or call (515) 267-1944 to speak with an agent. Serving Des Moines and the greater Polk county area.
Looking for insurance agents in Des Moines, IA or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like American Republic Insurance Co can help you determine the proper coverages for your personal situation. Licensed Iowa insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Des Moines auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Des Moines insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Des Moines home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Some Iowa insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Des Moines and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.