Ayers James R Insurance
335 Yarmouth Rd
Rochester, NY 14610-1452
Phone: (585) 482-5731
Rochester residents can count on Ayers James R Insurance to provide guidance when purchasing insurance. Visit their office at 335 Yarmouth Rd or call (585) 482-5731 to talk to an agent. Serving the greater Rochester area and beyond.
If you're trying to find insurance agents in Rochester, NY or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Ayers James R Insurance may assist you in finding New York insurance coverage. With a local Rochester insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Rochester auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Rochester home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.