Barnhart & Breen
603 W Ojai Ave
Ojai, CA 93023-3732
Phone: (805) 646-0088
Barnhart & Breen is dedicated to protecting Ojai residents with at a price you can afford with professional service. Call (805) 646-0088 for risk-free insurance quotes or stop by at 603 W Ojai Ave. Servicing Ojai and the entire Ventura county region.
Searching for insurance agents in Ojai, California or just trying to save money on insurance? These tips may help.
- Barnhart & Breen is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Ojai auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Ojai property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.