Beams Insurance
RR 3 Box 204
Roodhouse, IL 62082-9247
Phone: (217) 589-4186 | Fax: (217) 589-5268
Beams Insurance provides residents of Roodhouse with advice and guidance to help protect assets. Visit their office at RR 3 Box 204 or call (217) 589-4186 for a no obligation quote. Serving the greater Roodhouse area and beyond.
Looking for insurance agents in Roodhouse, IL or just trying to lower your premiums? Here are some tips to keep in mind.
- Beams Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Roodhouse auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Roodhouse and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Roodhouse and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.