Benefits Enrollment Spec Team
733 Bishop St # 2302
Honolulu, HI 96813-4012
Phone: (808) 537-2378 | Fax: (808) 537-1128
Honolulu residents can count on Benefits Enrollment Spec Team to give a helping hand when purchasing insurance. Call (808) 537-2378 to talk to an agent or stop by at 733 Bishop St # 2302. Serving the greater Honolulu area and beyond.
If you're trying to find insurance agents in Honolulu, HI or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Benefits Enrollment Spec Team can help you determine the proper coverages for your personal situation. Licensed Hawaii insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Honolulu car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Honolulu. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Hawaii insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Honolulu and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.