Berkshire Life
401 Washington Ave
Baltimore, MD 21204-4821
Phone: (410) 560-0070
Baltimore residents can count on Berkshire Life to give a helping hand when purchasing insurance. Call (410) 560-0070 to talk to an agent or stop by at 401 Washington Ave. Serving the greater Baltimore area and beyond.
If you're trying to find insurance agents in Baltimore, MD or just looking to lower your rates we can help. These tips may help.
- Berkshire Life is an insurance services provider in Baltimore and may be able to help you obtain insurance coverage.
- Your Baltimore car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Baltimore home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Maryland may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.