Bill Mc Dowell Agency
1433 Montgomery Hwy # J
Birmingham, AL 35216-3606
Phone: (205) 979-0868
Bill Mc Dowell Agency provides residents of Birmingham with advice and guidance to help protect assets. Visit their office at 1433 Montgomery Hwy # J or call (205) 979-0868 for a no obligation quote. Serving the greater Birmingham area and beyond.
Looking for insurance agents in Birmingham, AL or just trying to lower your premiums? Here are some tips to keep in mind.
- Bill Mc Dowell Agency is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Birmingham auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Birmingham and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some Alabama insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Birmingham and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.