Black Car Emporium
41 W Merrick Rd
Valley Stream, NY 11580-5718
Phone: (516) 599-5900
Black Car Emporium provides residents of Valley Stream with advice and guidance when making important insurance decisions. Their office is located at 41 W Merrick Rd or call (516) 599-5900 to speak with an agent. Serving Valley Stream and the greater Nassau county area.
Looking for insurance agents in Valley Stream, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Black Car Emporium can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Valley Stream auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Valley Stream insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Valley Stream home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Some New York insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Valley Stream and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.