Black Hills Agency
820 Saint Joseph St
Rapid City, SD 57701-2610
Phone: (605) 342-5555 | Fax: (605) 342-7901
Rapid City families can depend on Black Hills Agency to provide guidance and answer any questions. Their office location is 820 Saint Joseph St or call (605) 342-5555 to talk with a representative. Servicing Rapid City and the entire Pennington county region.
If you're trying to find insurance agents in Rapid City, SD or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A local insurance services provider like Black Hills Agency can help you determine the proper coverages for your personal situation. Licensed South Dakota insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Rapid City auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Rapid City insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Rapid City home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.