Blue Cross & Blue Shield
364 14th St
Oakland, CA 94612-3211
Phone: (510) 452-9900
Blue Cross & Blue Shield provides residents of Oakland with advice and guidance to help them meet their insurance needs. Call (510) 452-9900 for a no obligation quote or stop by at 364 14th St. Servicing Oakland and the entire Alameda county region.
Looking for insurance agents in Oakland, CA or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Blue Cross & Blue Shield can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Oakland auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Oakland. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in California should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.