Bob Bone Insurance
1405 E Florida Ave
Urbana, IL 61801-6011
Phone: (217) 384-5727 | Fax: (217) 384-6924
Bob Bone Insurance provides residents of Urbana with advice and guidance to help them meet their insurance needs. Call (217) 384-5727 for a no obligation quote or stop by at 1405 E Florida Ave. Servicing Urbana and the entire Champaign county region.
Looking for insurance agents in Urbana, IL or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Bob Bone Insurance can help you determine the proper coverages for your personal situation. Licensed Illinois insurance agents are trained to find possible coverage gaps in your insurance plan.
- Urbana car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- If you own a home in Urbana, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.