Bruce R Himelman
665 Commons Way
Toms River, NJ 08755-6431
Phone: (732) 557-4460 | Fax: (732) 557-4461
Toms River residents can count on Bruce R Himelman to give a helping hand when purchasing insurance. Call (732) 557-4460 to talk to an agent or stop by at 665 Commons Way. Serving the greater Toms River area and beyond.
If you're trying to find insurance agents in Toms River, NJ or just looking to lower your rates we can help. These tips may help.
- Bruce R Himelman may be able to help you determine the insurance policy that's right for your specific needs.
- When researching auto insurance in Toms River, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Toms River home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in New Jersey may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.