C H Smith Insurance
915 E Main St
Danville, IL 61832-6021
Phone: (217) 442-6500 | Fax: (217) 442-6210
C H Smith Insurance provides residents of Danville with advice and guidance to help them meet their insurance needs. Call (217) 442-6500 for a no obligation quote or stop by at 915 E Main St. Servicing Danville and the entire Vermilion county region.
Looking for insurance agents in Danville, IL or just trying to lower your premiums? These tips may help.
- C H Smith Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Danville auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Danville. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.