C R Pate & Co
16612 Broad St
St Paul, VA 24283-3518
Phone: (276) 762-5544 | Fax: (276) 762-5575
C R Pate & Co provides residents of St Paul with advice and guidance to help them meet their insurance needs. Call (276) 762-5544 for a no obligation quote or stop by at 16612 Broad St. Servicing St Paul and the entire Wise county region.
Looking for insurance agents in St Paul, VA or just trying to lower your premiums? These tips may help.
- A local insurance services provider like C R Pate & Co can help you determine the proper coverages for your personal situation. Licensed Virginia insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your St Paul auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in St Paul. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Virginia should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.