CGU Insurance Co
11777 Katy Fwy
Houston, TX 77079-1703
Phone: (281) 497-7216
CGU Insurance Co provides residents of Houston with advice and guidance when making important insurance decisions. Their office is located at 11777 Katy Fwy or call (281) 497-7216 to speak with an agent. Serving Houston and the greater Harris county area.
Looking for insurance agents in Houston, TX or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like CGU Insurance Co can help you determine the proper coverages for your personal situation. Licensed Texas insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Houston is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Houston property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Texas insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Houston and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.