Cafarelli Insurance
1030 W Jericho Tpke
Smithtown, NY 11787-3215
Phone: (631) 543-6363 | Fax: (631) 543-4891
Cafarelli Insurance provides residents of Smithtown with advice and guidance when making important insurance decisions. Their office is located at 1030 W Jericho Tpke or call (631) 543-6363 to speak with an agent. Serving Smithtown and the greater Suffolk county area. Visit our website anytime for more information.
Looking for insurance agents in Smithtown, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- Cafarelli Insurance is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Smithtown auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Smithtown property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many New York insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.