Calgard Associates
998 S Seaward Ave
Ventura, CA 93001-3737
Phone: (805) 650-0215 | Fax: (805) 650-0216
Calgard Associates provides residents of Ventura with advice and guidance to help protect assets. Visit their office at 998 S Seaward Ave or call (805) 650-0215 for a no obligation quote. Serving the greater Ventura area and beyond.
Looking for insurance agents in Ventura, CA or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Calgard Associates can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Ventura auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Ventura insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Ventura home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.