California Insurance Group
2300 Garden Rd
Monterey, CA 93940-5326
Phone: (831) 649-3002
Monterey residents can count on California Insurance Group to provide guidance when purchasing insurance. Visit their office at 2300 Garden Rd or call (831) 649-3002 to talk to an agent. Serving the greater Monterey area and beyond.
If you're trying to find insurance agents in Monterey, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- California Insurance Group may be able help you with your insurance needs in Monterey. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Monterey car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Monterey. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Monterey and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.