Capital Choice
305 Cemetary Rd
Virden, IL 62690-9687
Phone: (217) 965-3977 | Fax: (217) 965-3977
Virden residents can count on Capital Choice to give a helping hand when purchasing insurance. Call (217) 965-3977 to talk to an agent or stop by at 305 Cemetary Rd. Serving the greater Virden area and beyond.
If you're trying to find insurance agents in Virden, IL or just looking to lower your rates we can help. These tips may help.
- Capital Choice is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Virden auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Virden property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Virden and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.