Capital District Phys Health
1223 Washington Ave
Albany, NY 12206-1055
Phone: (518) 641-3700
Capital District Phys Health is dedicated to protecting Albany families with at a price you can afford with professional service. Visit their office at 1223 Washington Ave or call (518) 641-3700 for risk-free insurance quotes. Serving Albany and the greater Albany county area. Visit the Capital District Phys Health website for additional information.
Searching for insurance agents in Albany, New York or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Capital District Phys Health can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Albany auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Albany. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some New York insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Albany and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.