Capital Insurance Group
638 Main St
Ferndale, CA 95536-0000
Phone: (707) 786-4023 | Fax: (707) 786-4758
Ferndale residents can count on Capital Insurance Group to give a helping hand when purchasing insurance. Call (707) 786-4023 to talk to an agent or stop by at 638 Main St. Serving the greater Ferndale area and beyond.
If you're trying to find insurance agents in Ferndale, CA or just looking to lower your rates we can help. These tips may help.
- Capital Insurance Group is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Ferndale auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Ferndale property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Ferndale and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.