Carmen M Hernaez
25 Metro Dr
San Jose, CA 95110-1316
Phone: (408) 452-6053 | Fax: (408) 452-6012
Carmen M Hernaez provides residents of San Jose with advice and guidance to help them meet their insurance needs. Call (408) 452-6053 for a no obligation quote or stop by at 25 Metro Dr. Servicing San Jose and the entire Santa Clara county region.
Looking for insurance agents in San Jose, CA or just trying to lower your premiums? These tips may help.
- Carmen M Hernaez may be able to help you determine the insurance policy that's right for your specific needs.
- Your San Jose auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- San Jose insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your San Jose home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in California should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.