Chadwick Insurance
27721 Cummins Dr
Laguna Niguel, CA 92677-4007
Phone: (949) 362-7913
Laguna Niguel residents can count on Chadwick Insurance to provide guidance when purchasing insurance. Visit their office at 27721 Cummins Dr or call (949) 362-7913 to talk to an agent. Serving the greater Laguna Niguel area and beyond.
If you're trying to find insurance agents in Laguna Niguel, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A local insurance services provider like Chadwick Insurance can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Have you thought about how to reduce your Laguna Niguel car insurance costs? Just by taking a little time to review your current coverages with your Laguna Niguel agent, you may be entitled to substantial savings that you didn't even know you qualified for.
- Laguna Niguel property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.