Charnick Insurance
7151 Ruane St
San Diego, CA 92119-1210
Phone: (619) 589-2876
San Diego residents can count on Charnick Insurance to give a helping hand when purchasing insurance. Call (619) 589-2876 to talk to an agent or stop by at 7151 Ruane St. Serving the greater San Diego area and beyond.
If you're trying to find insurance agents in San Diego, CA or just looking to lower your rates we can help. These tips may help.
- Charnick Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your San Diego auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- San Diego home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your San Diego policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many California insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.