Cottingham Insurance
810 E Divide Ave
Bismarck, ND 58501-1870
Phone: (701) 323-9419 | Fax: (701) 323-9420
Cottingham Insurance provides residents of Bismarck with advice and guidance to help protect assets. Visit their office at 810 E Divide Ave or call (701) 323-9419 for a no obligation quote. Serving the greater Bismarck area and beyond.
Looking for insurance agents in Bismarck, ND or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Cottingham Insurance can help you determine the proper coverages for your personal situation. Licensed North Dakota insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Bismarck car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Bismarck insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Bismarck home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your North Dakota insurance company, then you will be rewarded with lower rates.