Country Insurance & Financial
1128 Oak St
Mt Carmel, IL 62863-2444
Phone: (618) 263-3524 | Fax: (618) 263-4817
Country Insurance & Financial provides residents of Mt Carmel with advice and guidance when making important insurance decisions. Their office is located at 1128 Oak St or call (618) 263-3524 to speak with an agent. Serving Mt Carmel and the greater Wabash county area.
Looking for insurance agents in Mt Carmel, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- Country Insurance & Financial may be able to help you find the best insurance rates in Illinois. By using a local Mt Carmel insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Mt Carmel auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Mt Carmel. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Illinois. Check with your Mt Carmel agent to find out if that discount exists with your current company.