Cowell & Smith Insurance
719 Lighthouse Ave
Pacific Grove, CA 93950-2501
Phone: (831) 372-5800 | Fax: (831) 372-5911
Cowell & Smith Insurance is dedicated to protecting Pacific Grove families with at a price you can afford with professional service. Visit their office at 719 Lighthouse Ave or call (831) 372-5800 for risk-free insurance quotes. Serving Pacific Grove and the greater Monterey county area.
Searching for insurance agents in Pacific Grove, California or just trying to save money on insurance? Here are some tips to keep in mind.
- Cowell & Smith Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Pacific Grove car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Pacific Grove property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.