Dave Payne Insurance
112 Southside Sq
Huntsville, AL 35801-4278
Phone: (256) 536-5766 | Fax: (256) 532-3911
Huntsville residents can count on Dave Payne Insurance to give a helping hand when purchasing insurance. Call (256) 536-5766 to talk to an agent or stop by at 112 Southside Sq. Serving the greater Huntsville area and beyond.
If you're trying to find insurance agents in Huntsville, AL or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Dave Payne Insurance can help you determine the proper coverages for your personal situation. Licensed Alabama insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Huntsville car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Huntsville. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Alabama insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Huntsville and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.