David Cospelich & Assoc
204 E Railroad St
Long Beach, MS 39560-4627
Phone: (228) 864-5554
Long Beach residents can count on David Cospelich & Assoc to provide guidance when purchasing insurance. Visit their office at 204 E Railroad St or call (228) 864-5554 to talk to an agent. Serving the greater Long Beach area and beyond.
If you're trying to find insurance agents in Long Beach, MS or just looking to lower your rates we can help. Here are some tips to keep in mind.
- David Cospelich & Assoc may be able to help you determine the insurance policy that's right for your specific needs.
- Your Long Beach auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Long Beach home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Long Beach policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Mississippi insurance company, then you will be rewarded with lower rates.