David F Kelley Insurance
154 Main St
Spencer, MA 01562-2190
Phone: (508) 885-3794 | Fax: (508) 885-0279
Spencer residents can count on David F Kelley Insurance to give a helping hand when purchasing insurance. Call (508) 885-3794 to talk to an agent or stop by at 154 Main St. Serving the greater Spencer area and beyond.
If you're trying to find insurance agents in Spencer, MA or just looking to lower your rates we can help. These tips may help.
- David F Kelley Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Spencer car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Spencer, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.