David King Insurance
6 Hamric Dr W
Oxford, AL 36203-2353
Phone: (256) 835-5929 | Fax: (256) 835-5932
David King Insurance provides residents of Oxford with advice and guidance to help them meet their insurance needs. Call (256) 835-5929 for a no obligation quote or stop by at 6 Hamric Dr W. Servicing Oxford and the entire Calhoun county region.
Looking for insurance agents in Oxford, AL or just trying to lower your premiums? These tips may help.
- David King Insurance may assist you in finding Alabama insurance coverage. With a local Oxford insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Oxford auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Oxford property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Alabama should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.