David Li Insurance
320 13th St # 109
Oakland, CA 94612-3910
Phone: (510) 986-1128
David Li Insurance provides residents of Oakland with advice and guidance when making important insurance decisions. Their office is located at 320 13th St # 109 or call (510) 986-1128 to speak with an agent. Serving Oakland and the greater Alameda county area.
Looking for insurance agents in Oakland, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- David Li Insurance may assist you in finding California insurance coverage. With a local Oakland insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Oakland auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Oakland and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.