Davies & Johnson Insurance
8300 Fair Oaks Blvd
Carmichael, CA 95608-1970
Phone: (916) 944-7500 | Fax: (916) 944-4888
Carmichael families can depend on Davies & Johnson Insurance to provide guidance and answer any questions. Their office location is 8300 Fair Oaks Blvd or call (916) 944-7500 to talk with a representative. Servicing Carmichael and the entire Sacramento county region.
If you're trying to find insurance agents in Carmichael, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like Davies & Johnson Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- If you think your Carmichael is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Carmichael home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many California insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.