Decatur Mutual Insurance
2612 N Martin Luther Kind Jr
Decatur, IL 62526-2403
Phone: (217) 876-1510
Decatur Mutual Insurance provides residents of Decatur with advice and guidance when making important insurance decisions. Their office is located at 2612 N Martin Luther Kind Jr or call (217) 876-1510 to speak with an agent. Serving Decatur and the greater Macon county area.
Looking for insurance agents in Decatur, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- Decatur Mutual Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Decatur auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Decatur home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.