Derrick Murphy Agency
19748 State Hwy 249 # 302
Houston, TX 77070-3102
Phone: (281) 376-1000 | Fax: (281) 376-1813
Derrick Murphy Agency provides residents of Houston with advice and guidance to help them meet their insurance needs. Call (281) 376-1000 for a no obligation quote or stop by at 19748 State Hwy 249 # 302. Servicing Houston and the entire Harris county region.
Looking for insurance agents in Houston, TX or just trying to lower your premiums? These tips may help.
- Derrick Murphy Agency may be able to help you find the best insurance rates in Texas. By using a local Houston insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Houston auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Houston home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Texas. Check with your Houston agent to find out if that discount exists with your current company.