Dick Eckhardt
116 N Main St
Altamont, IL 62411-1448
Phone: (618) 483-6812
Dick Eckhardt is dedicated to protecting Altamont families with at a price you can afford with professional service. Visit their office at 116 N Main St or call (618) 483-6812 for risk-free insurance quotes. Serving Altamont and the greater Effingham county area.
Searching for insurance agents in Altamont, Illinois or just trying to save money on insurance? Here are some tips to keep in mind.
- Dick Eckhardt is an insurance services provider in Altamont and may be able to help you obtain insurance coverage.
- Your Altamont auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Altamont and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.