Dick Nelson Insurance
1 1st Ave NW
Hampton, IA 50441-1703
Phone: (641) 456-2198 | Fax: (641) 456-3487
Dick Nelson Insurance provides residents of Hampton with advice and guidance to help them meet their insurance needs. Call (641) 456-2198 for a no obligation quote or stop by at 1 1st Ave NW. Servicing Hampton and the entire Franklin county region.
Looking for insurance agents in Hampton, IA or just trying to lower your premiums? These tips may help.
- Dick Nelson Insurance may be able to help you find the best insurance rates in Iowa. By using a local Hampton insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Hampton car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Hampton and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some Iowa insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Hampton and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.