Dick Shearer Insurance Inc
338 S Chicago St
Hot Springs, SD 57747-2324
Phone: (605) 745-4200 | Fax: (605) 745-4228
Hot Springs residents can count on Dick Shearer Insurance Inc to provide guidance when purchasing insurance. Visit their office at 338 S Chicago St or call (605) 745-4200 to talk to an agent. Serving the greater Hot Springs area and beyond.
If you're trying to find insurance agents in Hot Springs, SD or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Dick Shearer Insurance Inc may be able help you with your insurance needs in Hot Springs. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Hot Springs auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in Hot Springs and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in South Dakota may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.