Douglass-Cotter & Assoc
305 W Washington St # A
Pontiac, IL 61764-1791
Phone: (815) 842-4393 | Fax: (815) 842-4383
Douglass-Cotter & Assoc provides residents of Pontiac with advice and guidance to help them meet their insurance needs. Call (815) 842-4393 for a no obligation quote or stop by at 305 W Washington St # A. Servicing Pontiac and the entire Livingston county region.
Looking for insurance agents in Pontiac, IL or just trying to lower your premiums? These tips may help.
- Douglass-Cotter & Assoc may assist you in finding Illinois insurance coverage. With a local Pontiac insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Pontiac car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Pontiac property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.