Downes Insurance
100 Maplewood Dr
Columbia, MO 65203-1744
Phone: (573) 445-6548
Downes Insurance provides residents of Columbia with advice and guidance to help protect assets. Visit their office at 100 Maplewood Dr or call (573) 445-6548 for a no obligation quote. Serving the greater Columbia area and beyond.
Looking for insurance agents in Columbia, MO or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Downes Insurance can help you determine the proper coverages for your personal situation. Licensed Missouri insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Columbia is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Columbia home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Columbia policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Missouri. Check with your Columbia agent to find out if that discount exists with your current company.