Drafz Insurance
820 W Metzen St
Harvard, IL 60033-2671
Phone: (815) 943-1238
Drafz Insurance provides residents of Harvard with advice and guidance when making important insurance decisions. Their office is located at 820 W Metzen St or call (815) 943-1238 to speak with an agent. Serving Harvard and the greater Mc Henry county area.
Looking for insurance agents in Harvard, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- Drafz Insurance may assist you in finding Illinois insurance coverage. With a local Harvard insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Harvard auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Harvard and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.