ESM Long Term Care Insurance
8300 Fair Oaks Blvd # 202
Carmichael, CA 95608-1967
Phone: (916) 646-6991 | Fax: (916) 944-0395
ESM Long Term Care Insurance is dedicated to protecting Carmichael residents with at a price you can afford with professional service. Call (916) 646-6991 for risk-free insurance quotes or stop by at 8300 Fair Oaks Blvd # 202. Servicing Carmichael and the entire Sacramento county region.
Searching for insurance agents in Carmichael, California or just trying to save money on insurance? These tips may help.
- ESM Long Term Care Insurance may be able help you with your insurance needs in Carmichael. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Carmichael car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- If you own a home in Carmichael, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.