Edwards Smith & Prather
41 1st St SE
Carmel, IN 46032-2176
Phone: (317) 843-2621 | Fax: (317) 843-1787
Edwards Smith & Prather is dedicated to protecting Carmel consumers with affordably with professional service. Their office location is 41 1st St SE or call (317) 843-2621 anytime to talk to one of their friendly professionals. Serving Carmel and the greater Hamilton county area.
Searching for insurance agents in Carmel, Indiana or just trying to save money on insurance? Here are some insurance buying best practices.
- A local insurance services provider like Edwards Smith & Prather can help you determine the proper coverages for your personal situation. Licensed Indiana insurance agents are trained to find possible coverage gaps in your insurance plan.
- When researching auto insurance in Carmel, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- If you own a home in Carmel and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Indiana insurance company, then you will be rewarded with lower rates.