Electus Insurance Svc
4811 Timothy Way
Fair Oaks, CA 95628-5121
Phone: (916) 765-3574 | Fax: (916) 781-2686
Fair Oaks families can depend on Electus Insurance Svc to provide guidance and answer any questions. Their office location is 4811 Timothy Way or call (916) 765-3574 to talk with a representative. Servicing Fair Oaks and the entire Sacramento county region.
If you're trying to find insurance agents in Fair Oaks, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Electus Insurance Svc may be able to help you find the best insurance rates in California. By using a local Fair Oaks insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When shopping for car insurance in Fair Oaks, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a home in Fair Oaks, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.