Eric Heithecker Agency
1321 Southview Blvd
South St Paul, MN 55075-2244
Phone: (651) 203-7700 | Fax: (651) 203-7704
South St Paul residents can count on Eric Heithecker Agency to give a helping hand when purchasing insurance. Call (651) 203-7700 to talk to an agent or stop by at 1321 Southview Blvd. Serving the greater South St Paul area and beyond.
If you're trying to find insurance agents in South St Paul, MN or just looking to lower your rates we can help. These tips may help.
- Eric Heithecker Agency is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your South St Paul car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- South St Paul home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Minnesota insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in South St Paul and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.