Excel Insurance Svc
4316 W Main St
Decatur, IL 62522-1133
Phone: (217) 423-5858
Excel Insurance Svc provides residents of Decatur with advice and guidance when making important insurance decisions. Their office is located at 4316 W Main St or call (217) 423-5858 to speak with an agent. Serving Decatur and the greater Macon county area.
Looking for insurance agents in Decatur, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- Excel Insurance Svc may be able to help you find the best insurance rates in Illinois. By using a local Decatur insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Decatur auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in Decatur, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.